Sunil Bhat is a Senior Manager in MicroSave’s Inclusive Finance and Banking Domain. He is a financial sector consultant with over six years of experience advising more than 40 financial institutions in India, Bangladesh, Indonesia, Sri Lanka, Nepal, Malawi, Democratic Republic of Congo, Vietnam and the Philippines. Sunil has an MBA from Narsee Monjee Institute of Management Studies in Mumbai and a B.Tech from the National Institute of Technology in Calicut. His areas of expertise include: risk management, social performance management, microinsurance, financial due diligence, strategic business planning, financial analysis, individual microfinance lending and qualitative market research.