Digital Financial Inclusion in India (DFII)
MicroSave is working with the Bill & Melinda Gates Foundation to address some of the major barriers to enhance digital financial inclusion in India. These include regulatory barriers, lack of commercial incentives, and dearth of on-the-ground technical expertise.
Enhancing access to digitised G2P payments: MicroSave is conducting market research using its market insights for innovation and design (MI4ID) approach, to report on the ‘G2P readiness’ of CICO networks in high-priority direct benefit transfer (DBT) target districts.
Technical support to banks, ANMs and MNOs: Working with the four highest potential bank-telco-BCNM combinations (Airtel, Vodafone, Tata, SBI), we develop products, test, and roll-out sustainable agent recruitment, training, management/monitoring manuals, audit & control systems, risk management structures, and financial education/marketing materials.
Policy Advocacy: We leverage knowledge gained through extensive fieldwork, market research, and on-site technical support, to produce policy briefs, technical handbooks, webinars, and other outputs; disseminating them to decision-makers.