MSME Finance Projects SME Strategy in the Philippines


  • SME Strategy in the Philippines

    In the year 2009-10, during a period of mergers and transition, MicroSave supported OK Bank to develop a business plan to work with MFIs in unsaturated SME loan markets. Our interventions helped bank achieve a US$6 million portfolio, serving more than 5,000 MSMEs within a year—and also helped reduce the bank’s operating costs ~500 basis points. In year 2013, when bank is undergoing a major makeover to achieve its vision to be the market leader in microfinance in the Philippines, the bank has again commissioned MicroSave. We supported the bank to implement the strategy through new product development, product delivery process including loan origination and disbursement using technology led solutions, credit scoring systems, restructuring HR, finance and administration systems, and, marketing. 


  • Despite criticism over high interest rates, over-indebtedness and little to no impact on poverty alleviation, microcredit has reached impressive and continued growth worldwide. For long, behavioural economists opined that microcredit mechanisms work as behavioural levers on the same features...

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  • In this presentation, Anup Singh domain leader of SME Finance domain at MicroSave highlights the key opportunities for the banks in enhancing access to finance to SMEs and also retaining customers through provision of non-financial services. Amongst other things, the focus is on use of...

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