Related Resources

Innovative Approaches to Delivering Microfinance Services: Credit Indemnity in South...
This study documents Credit Indemnity's process of transformation. Credit Indemnity started as a small short term lender that commenced operations more than a decade before the rest of the South African micro lending industry really started. Today they are part of a listed company and...
291.6 KB
Grameen II's Membership
Grameen's ‘members’ are its clients, who own a share of the bank and gather in small groups to receive its services. The most startling fact about membership since the launch of Grameen II has been its rapid and accelerating growth. This note looks briefly at the reasons for...
54.4 KB

Commercialisation of Microfinance in India: Is it all Bad?

Author: Graham A.N. Wright, Manoj Sharma
Published: May 19, 2010


With the growing scale of the MFIs, the competition they provide for Government-sponsored SHG programmes and imminent IPOs from SKS, Share and Spandana, the Government and RBI, are showing growing signs of disquiet. The commercialisation of Indian microfinance has allowed a massive increase in outreach and expansion of credit to the poor in India, at rates of interest that are (by world standards at least) relatively modest ... but there are many that wish that the path to growth had been more moderate, controlled, patient and focused on the double bottom-line.

Tags: Equity valuation and capital structuring , SKS , Self help groups , SHG , Microfinance institution , Financial access , Access to finance , Commercialisation of microfinance , Market led , Reserve Bank of India , RBI , Financial products , MFIs , Graham AN Wright , Manoj Sharma , MicroSave , MicroSave india , IFN43 , IFN 43 , South Asia , India , Microfinance , Industry analysis

0 Comment
0 Likes Like
98.03 KB

Leave a Comment