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Instalment collection extends for the entire duration of loan cycle (which is usually a year) and occurs at regular frequency (usually every week). This makes collections the single most critical driver of costs. This Note describes and compares the three most commonly practiced instalment...
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Financial Performance  

Author: Iftekhar Hossain
Published: April 07, 2005

Abstract:

Grameen Bank’s audited accounts for 2003 show a six-fold increase in net profits over 2002 – from 60 to 358 million taka (US$6 million). 2003 was the first full year of ‘Grameen II’, so this surge in profit looks like a good return on the decision to launch Grameen II. So where did these profits come from? This Briefing Note attempts to answer that question and the implications for Grameen's future performance.

Tags: South Asia , Grameen bank , Bangladesh , Microfinance , Institutional change , Grameen II , Impact assessment , Mohammad yunus , MFIs , Microfinance institution , Group lending

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