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Financial Inclusion through E/M-Banking - The Regulatory Landscape in India
Over the years, the financial and banking sector in India has been opened up slowly, but substantially, with a view to promoting financial inclusion. This Note examines the current state of regulation on m-banking in India and concludes that it is already a largely enabling environment for...
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Microfinance – Meeting The Challenges to Realise the Potential
Country Focus Notes Author: Y.S.P. Thorat and Graham A.N. WrightPublished: April 16, 2007
Abstract:
India has a vast banking network in the world. This note discusses about recent trends in the microfinance sector in India, which places a focus on efficiency, sustainability and need based product diversification. It provides evidence of existing gaps in Indian financial sector in meeting the financial needs of poor people through various studies. This note also gives learning from Indian experience in order to create an inclusive, competitive and vibrant financial system that offers high quality, client-responsive products and services to all sectors of society on a commercial basis.
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