Related ResourcesMicrofinance – Challenges and Response
This note briefly discusses four major concerns/opinions voiced by different stakeholders, namely the promoters, the beneficiaries and the general public. First is the justification for a new breed of financial institutions in order to meet the varied financial needs of the poor. Secondly,...
Financial institutions in India were so far more focussed on providing group based microcredit. But the need of the poor for quality market-led financial products does not end here. Poor need a range of financial products and not just microcredit. Considering this fact financial inclusion has...
The Savings is the third publication under the Optimising Performance and Efficiency (OPE) Series. The OPE Series brings together key insights and ideas on specific topics, with clear objective of providing microfinance practitioners with practical and actionable advice.
This Savings Booklet brings together a set of brief publications which delve into MicroSave's rich sectoral expertise and experience and combines it with the views and opinions of leading practitioners so as to stress on the need for savings services among the underprivileged clients, highlight the opportunities presented for delivery of such services and some challenges encountered in the provision of savings services to the poor. It highlights many of the opportunities, needs, issues and challenges facing those who would provide appropriate, market-led savings services for the poor.
The compendium is divided into three main sections:
- The Demand for Savings Services Amongst the Poor
- Opportunities and Challenges of Supplying Savings Services to the Poor
- Regulatory Issues