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The Andhra Pradesh Crisis: So What Next?

Author: Graham A.N. Wright, Manoj Sharma
Published: December 18, 2010

Abstract:

This note examines how the Indian MFIs should respond to save their industry - denial is no longer an option. It examines how MFIs need to improve transparency of interest rates, governance and operations; as well as analysing and documenting their social performance management. It looks at the role of a credit bureau and concludes that ultimately, MFIs will have to move towards 3rd generation microfinance, probably on the mobile money platforms.

Tags: Andhra Pradesh , South Asia , India , Graham AN Wright , Manoj Sharma , Microfinance , AP MFI Crisis , Industry analysis , Risk management , MicroSave , MicroSave india , Microfinance institution , Multiple lending , Andhra Crisis , IFN56 , Responsible lending , Overindebtedness , Transparency , MFIs , Interest rate , Multiple borrowing

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