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Grameen II and Portfolios of the Poor
"The Grameen Bank of Bangladesh struggled during late 1990s due to the deterioration of its loan portfolio which got worsened by the devastating flood leading to loan repayments erosion. This Briefing Note explains how the bank responded to the adverse scenario by adopting a new model...
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Examines why the MFIs in Zambia suffer such remarkably high levels of drop-out amongst their clients. The field study also seeks to improve understanding of where/if the current systems and services being provided by the MFIs are failing to meet the needs and demands of the clients, and draws...
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The Art and Science of Pricing Financial Services
Research Papers Author: David Cracknell, Hermann MessanPublished: October 01, 2006
Abstract:
This paper briefly examines pricing as a determinant of customer’s choices. It tries to assess why pricing financial services are so difficult for users to understand. It also considers the pricing implications in evolution of “market-led” approach from “traditional” microfinance approach.
The paper also lays emphasis on the significance of transparency and mechanisms and policies to improve pricing transparency. It concludes with suggestions on how to price products and factors relevant for pricing different types of financial services, including savings, loans and e-banking products.
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