MSME Finance Team Sandeep Kumar


MSME Finance Research and Scoping Expert

Sandeep Kumar is Assistant Manager in MicroSave’s MSME Finance Domain. He has a working experience of more than 20 months in the field of market research and statistical analysis, gained through projects with international funding agencies, NGOs, community-based institutions in India. His areas of expertise include Research design, Data Analysis, Monitoring & Evaluation. His current work focuses on enhancing the internal capabilities of organisations catering to Micro, Small and Medium Enterprise (MSME) banking.

 Examples of his recent works include:

  • Process mapping of a Microfinance Institution (CDOT): Developed frontend and backend processes for opening savings account to optimise product delivery, processes and mitigate the risks involved.
  • Conducted Primary survey of 50,000 individuals to determine TB patients who have taken anti-TB treatment in the past 1 year; to ascertain the pathways to care among a representative sample of TB cases in cities of Mumbai and Patna on treatment, quality and cost till final diagnosis and beginning of anti-TB therapy.
  • Evaluation of social franchising model of delivery of care combined with a telemedicine platform using cluster randomisation design.

Before joining MicroSave, Sandeep was a Deputy Manager - Research at the Sambodhi Research & Communications Pvt Ltd where he undertook various roles, from developing survey tools to Field Monitoring, Data analysis and Report writing. He holds a Post Graduate Diploma in Forest Management with specialisation in Environment Management from the Indian Institute of Forest Management in Bhopal, Madhya Pradesh. 


  • Despite criticism over high interest rates, over-indebtedness and little to no impact on poverty alleviation, microcredit has reached impressive and continued growth worldwide. For long, behavioural economists opined that microcredit mechanisms work as behavioural levers on the same features...

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  • In this presentation, Anup Singh domain leader of SME Finance domain at MicroSave highlights the key opportunities for the banks in enhancing access to finance to SMEs and also retaining customers through provision of non-financial services. Amongst other things, the focus is on use of...

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