Private Sector Development Team Sharad Bangari


Manager - Private Sector Development
Lucknow, India

Sharad Bangari is a Manager at MicroSave’s Private Sector Development practice group. He is a financial sector consultant with experience in assisting multiple financial institutions, Banks, NGOs, producer companies, MNOs in India, Nepal, Kenya, The Philippines, Indonesia and Sri Lanka. His areas of specialisation includes: Agriculture finance, value chain analysis, business planning, process mapping, financial inclusion and market research.

Examples of his recent work includes: 

  • ASKI: Lead market research to identify non-financial needs of farmer credit clients of ASKI.
  • Developed a series of toolkits to help financial institutions in offering financial products for water and sanitation needs of their clients.
  • AMPC: Developed a strategic business plan of a multipurpose cooperative operating in ‘The Philippines’ with objective to revive their growth in all their business operations.
  • Samunnati: Conducted value chain assessment to identify market potential of credit operations in dairy, silk and Mentha
  • Grameen Development Services: Conducted strategic business planning workshop and developed financial projections for two producer companies in India engaged in seed production and aloe juice production.
  • TSPI: Developed an operational model with financial analysis for TSPI to support its paddy farmers clients in retaining more value from paddy value chain.
  • HDFC Bank: Conducted process review of sugarcane value chain financiang business of one of the large private sector bank in India.
  • NRB: Conducted impact assessment exercise of e-banking regulation issued by Nepal Rastriya Bank.

He is a graduate in Veterinary science and Animal husbandry and has a Post Graduate Diploma in Forest Management with specialisation in development management from Indian Institute of Forest management, Bhopal.


  • Indian agricultural development has focused on food security over the past decade. While the food security concerns have been allayed to some extent, Indian agriculture is still confronted with serious challenges. Lack of financing is one of them. Policy guidance and institutional...

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  • Attracting household savings and private sector investments will speed up WASH coverage and can be considered to be one of the most cost effective public health interventions. Microfinance can play a catalytic role in increasing the uptake of WASH improvements by poor households. But WASH...

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  • and MicroSave have jointly developed a series of water, sanitation and hygiene (WASH) microfinance toolkits to provide the information and tools necessary for financial institutions (FIs) to develop products for financing WASH investments. The toolkits present essential information,...

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