After my stint at MicroSave Consulting, I started SurakshitU, with the aim of solving some of the problems I had spent years seeing in the field.
At MicroSave, I did extensive field research around financial inclusion, meeting customers, families and institutions to understand why access to financial services often remained weak even when products existed. Those experiences gave me a grounded understanding of the gaps and, in many ways, shaped the idea behind SurakshitU.
One assignment that stayed with me was a study on the impact of health and life insurance on girls’ education. When I first got the project, I was honestly unsure how insurance and education were connected. The fieldwork made it clear: when a family faces a health emergency or loses an earning member without any financial protection, education can quickly become one of the expenses that gets compromised, especially for girls.
That learning changed the way I looked at insurance. It was not just a financial product, but something that could protect a family’s savings, income and future choices.
We still use similar examples in SurakshitU’s financial education and awareness sessions today. Since starting SurakshitU, we have reached 10,000+ workers, facilitated 12,000+ insurance policies, worked with 50+ organisations, and supported claims of over ₹7 lakh.
In many ways, SurakshitU is an extension of what I learnt at MicroSave—only now I get to build solutions around those learnings.
