What we do
MSC (MicroSave Consulting) is a global consulting firm that enables social, financial, and economic inclusion for everyone in the digital age.
300+
Financial inclusion products developed, and counting
11000+
Leading financial inclusion specialists trained globally
370+
Banks, MFIs, and MNOs with whom MSC has worked
875M+
People use digital government-to-people services that MSC helped develop
What’s new
Clients and partners
Our network
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236
Recent Projects
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688
Blogs
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65
Presentations
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864
Publications
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431
Videos
Careers
Here’s your opportunity to drive meaningful social change!
Join our team of talented and passionate professionals who work in a learning and fun environment.
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Our new blog explores how India’s SNA-SPARSH model makes fund flow smarter & more accountable. Learn how rule-based systems reduce waste and speed up payments at 👉
#DigitalPFM #PublicFinance #SmartGovernance
A pathway to smart public spending and optimum use of public funds - MicroSave Consulting (MSC)
Our blog explores how India’s SNA-SPARSH model makes fund flow smarter & more accountable. Learn how rule-based sy...
tinyurl.com
“Idle funds hurt progress.” Join MSC’s @mitulthapliyal as he unpacks how #JustInTime payments like SNA-SPARSH can improve efficiency, reduce float, and build public trust.
Learn more: https://tinyurl.com/yffm3sb8
#DigitalPFM #SmartGovernance #PublicFinance
MSC’s brand new website on #SmartGovernance is now live! Our new portal shows how we help governments build state capacity through tech-driven reforms.
Dive in here 👉 http://www.microsave.net/building-state-capacity/
#GovTech #SmartGovernance #DigitalGovernance
Save the date! Join @MicroSave on 31 July 2025 for a webinar on digital public financial management. Join us to explore how global leaders use digital tools to strengthen governance & improve lives.
Register here 👉 https://tinyurl.com/3pze2fsj
#DigitalPFM #GovTech #SmartGovernance
UPI drove INR 23.9 tn worth of transactions in March ’25! With 350mn+ users & new features like UPI Circle & BHIM 3.0, it has revolutionized digital payments in India! Learn more:
#UPI #DigitalPayments #Fintech #BHIM3 #FinancialInclusion #MSCMatters
Despite UPI’s success and 550M Jan Dhan accounts, India’s MSMEs face an ₹80 trillion credit gap. Only 14% of 64M MSMEs have access to formal credit.
The biggest barrier? A broken, fragmented lending process. Read more 🔗https://tinyurl.com/yuextdm3
#FinancialInclusion #IndiaStack
A man in 🇻🇳 lost all his pension after he gave away an OTP to a scammer who posed as a bank staff. $43.8B is lost to scams yearly. Now, SEA banks turn to biometrics, such as face, voice & fingerprints, to fight AI-driven fraud.
Read how: https://tinyurl.com/mrfd85s4
#CyberSecurity…
From M-PESA Global to PAPSS & GIMACPAY, Africa’s cross-border payments have transformed. But challenges like high costs & FX shortages persist.
Explore what will change & why it matters: https://tinyurl.com/3psh4kxy
#FintechAfrica #FinancialInclusion #AfCFTA
“Cross-border payments are beyond transactions. They are at the heart of African economies.”
But with fees >7.4%, how can we unlock access for all?
Explore this insightful blog: https://tinyurl.com/3psh4kxy #PAPSS #DigitalAfrica #AfCFTA
Kenya has shaped the future of digital payments. From M-PESA to ISO 20022, the Central Bank of Kenya has built a secure, interoperable, and inclusive payments ecosystem. Discover how shared agent networks, SupTech & FPS can revolutionize digital payments: https://tinyurl.com/mt9rrr67
Like many MSMEs, Rajesh lost a major order due to slow loan approvals. ULI could change this with instant, data-driven credit offers from multiple lenders. Learn how ULI can unlock credit for India’s entrepreneurs: https://tinyurl.com/yuextdm3 #MSME #DigitalLending
UPI has transformed digital payments. Yet, India’s 64M+ MSMEs still face an ₹80T (~USD 963B) credit gap. Enter ULI (Unified Lending Interface)—a plug-and-play platform to unify data, ease loan access, and drive inclusive credit. Explore the vision: https://tinyurl.com/yuextdm3
12M+ merchants in Indonesia now use QRIS—an interoperable digital payment system that is transforming how micro & small businesses transact.
What drives adoption? Why does usage vary? And what’s needed to scale?
Explore the report for answers: https://tinyurl.com/bdhs8tre
#QRIS…
70% of small merchants in Indonesia say QRIS is safe, quick & convenient. But limited awareness of MDR & weak grievance support threaten sustained use.
What can regulators & FSPs do to sustain usage?
Read the full report: https://tinyurl.com/bdhs8tre
#MSME #QRIS #Fintech…
Despite progress in education & politics, Bangladesh’s women still face barriers in financial inclusion. The #SathiNetwork leads the way: it trains women as MFS agents to enhance their economic autonomy. Learn more in our latest report: https://tinyurl.com/yad2uryz
#FinancialLiteracy…