Product development for Bina Artha Ventura (BAV), Indonesia

• Jul 30, 2025
• 1 min

PT Bina Artha Ventura (BAV) is a non-bank microfinance institution in Indonesia that offers microfinance products to low-income people using the group-lending methodology. MSC was commissioned to provide technical advisory to BAV to expand its outreach and portfolio in microenterprise financing. 

We supported BAV in product design, pilot planning and implementation, process design, capacity-building, and rollout. The advisory included demand-side research, credit product development, and the finalization of delivery channels for sourcing, disbursement, collection, and payments. We also helped design internal processes for operations, financial and accounts management, and human resource management. 

The project concluded with the implementation of a pilot test. BAV now serves more than 25,000 MSMEs through this loan product.

IFC commissioned the project.