Due diligence of Mitrata, NBFC-MFI, India

• Aug 4, 2025
• 1 min

Opportunity International Australia (OIA) commissioned MSC to conduct a due diligence on Mitrata Inclusive Financial Services Private Limited, an NBFC-MFI headquartered in Gurugram, India. Through this engagement, we identified operational, internal control, and governance-level deficiencies in Mitrata that could potentially impact the future cash flow of the entity.

We conducted a detailed review of the existing processes, policies, and financial statements, followed by visits to 10 Mitrata branches across five states. We also connected with Mitrata’s leadership team to understand their organizational strategy. MSC submitted the due diligence report to the client based on the qualitative and quantitative insights from the field and the back office.

Based on the findings in the report, OIA was able to plan its investment strategy in the organization. Further, OIA shared the report with Mitrata to work on the highlighted deficiencies and recommendations.