Ravi’s areas of expertise include digital G2P payments, microfinance, SME finance, and value chain finance. He specializes in strategic business planning, product development and process, and channel innovations.

Prior to joining MSC, Ravi was a development professional in promoting microfinance and livelihood for the low-income segment in Central India. His role was to oversee the implementation of the community-based microfinance program and launch new private sector development initiatives, such as aggregation services for agriculture produce, developing sanitation finance and dairy finance products. He is a Management Graduate from the Institute of Rural Management, Anand, and has a bachelor’s degree in Mechanical Engineering from NIT Kurukshetra. He is fluent in English, Hindi, and Telugu.