MSC partnered with SEWA Bharat to research women entrepreneurs’ credit journey and experiences. The report “Women and Credit: Access to Credit for Micro and Small Female Entrepreneurs in India” delves into micro and small women entrepreneurs’ credit journey and explores demand and supply-side factors. The study shares insights on credit requirements, experiences, challenges, and credit success determinants for individual and collective women-led enterprises. This report also identifies five key personas of female borrowers. It shares the supply-side experiences of bankers and other organizations who directly or indirectly lend to women entrepreneurs. It shares some novel methods and good practices supply-side stakeholders implement to mitigate and distribute credit risk. Ultimately, it provides key recommendations to enhance access to credit for women entrepreneurs.


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