Lakshmi Thangallapally


Lakshmi Sruthi Thangallapally is an Associate in MSC’s Banking, Financial Services and Insurance Domain.

Her work focusses on Gender Equality and Social Inclusion in India. She holds Post Graduate Diploma in Forestry Management with specialisation in Environmental and Development Management. Her areas of interests are gender and youth, women’s economic empowerment and financial inclusion, gender and climate change, public policy, social impact assessment.

Posts by Lakshmi Thangallapally

Choice of Channel: Understanding how LMI women select a channel to conduct financial transactions

Individuals choose a channel for financial transactions based on several factors beyond just the economic cost involved. The DEBIT framework is a tool that identifies these factors and helps compute comparative scores for each channel. Comparing DEBIT scores helps us understand which channel someone chooses and why.