Saloni Tandon


Saloni is a Manager in MSC's Inclusive Finance and Banking domain. She has over six years of experience in social research and development consulting in the area of financial inclusion, social security, gender equality, access to public health systems, sustainable livelihoods and quality of education.

Through her assignments, she has worked closely with the Government of India, donor agencies (multi and bi-lateral), financial institutions, not for profit institutions and self-regulatory organizations in India, the Philippines and Sri Lanka. Her areas of expertise include project management, policy analysis, quantitative data analytics including the development of statistical credit scoring tools, qualitative research, digital finance for MFIs, MSME finance, strategic business planning, market assessment, and programme evaluations.

Posts by Saloni Tandon

GOOTCHA—A framework to build gender-sensitive ID systems

The World Bank estimates that around a billion people across the globe lack a “legal identity.” The gender gap in terms of people’s access to official IDs is considerable in low-income countries, where one in two women lack any form of official ID. This limits financial, social, and political participation for women.

Working paper: A framework for building gender-sensitive identity systems

One in two women in low-income countries lack official identification documents, which limits their financial, social, and political participation. This report explores the design and lifecycle of ID systems from gender and behavioral lenses and proposes a framework to make them more gender-sensitive.

What does it take to nudge low- and moderate income(LMI) population segments to adopt DFS

DFS can help increase the use of financial services, catalyze women’s economic empowerment and promote the development of the overall economy. However, the adoption of DFS amongst the LMI, especially women has been limited. Considering the increasing need for digital payments, especially in the wake of restricted mobility that COVID 19 imposes, MSC attempted to understand what it takes to nudge low- and moderate-income (LMI) population segments to adopt DFS.

The need for immediate gender-focused initiatives to promote digital financial services for women amid COVID-19: Insights from India

Through multiple research studies, MSC has assessed the impact of COVID-19 on women and witnessed their survival strategies. This report looks at how women perceive financial services after the pandemic, and what we can do to reduce their vulnerabilities.

Gender: The blind spot of the COVID-19 response in low- and middle-income countries

The COVID-19 pandemic has posed unprecedented challenges for governments and citizens around the world, straining health systems, economies, and the very social fabric of nations. This blog explores four potential fallouts of COVID-19 that will create lasting socio-economic impact on women in India and other LMI countries.

We are looking up to business correspondents in the pandemic; but what are they looking at?

The business correspondent (BC) network in India has become indispensable for last-mile financial service delivery across urban and rural centers. In light of the current pandemic, our note highlights the challenges BC agents face while providing services in far-flung unbanked areas.

What is statistical credit scoring?

The ability of Financial Institutions (FI) to effectively underwrite microenterprise loans depends on accurate assessment of the loan applicant’s ability and intent to repay. Traditionally, financial institutions use their past knowledge and experience of financing microenterprises to carry out such assessments.

MI4ID Training – Saloni

Saloni Tandon works with Inclusive Finance & Banking domain at MicroSave and has applied MI4ID approach on various projects like …., etc