Arshi Aadil

Senior Analyst

Arshi is a Manager in the Government and Social Impact—Digital Financial Services domain of MSC India. She is a development consultant with over four years of experience in the field.

Arshi is a Manager in the Government and Social Impact—Digital Financial Services domain of MSC India. She is a development consultant with over four years of experience gained through projects with state governments, central government, think tanks, academic institutions, MFIs, and donors in the development sector of India. Arshi has implemented projects in product development, market research, behavioral economics, risk management and digital financial services. Her work involves improving public policy choices through evidence based, bottom up, and human centered approach. She specializes in G2P programs and payment systems, microfinance, digital financial services, livelihood, process mapping and re-engineering, pilot planning and roll-out support, policy analysis, and financial and rural sector development.

Posts by Arshi Aadil

Beyond the barriers of affordability: An analysis of India’s cooking fuel support program under the COVID-19 assistance package

India responded to the COVID-19 crisis by announcing several relief measures under the Pradhan Mantri Garib Kalyan Yojana (PMGKY). As part of PMGKY, 80 million poor women enrolled under the Pradhan Mantri Ujjwala Yojana (PMUY), received cash transfers in their bank accounts to purchase liquefied petroleum gas (LPG). This paper assess the program’s efficacy and the experience of beneficiaries in receiving advance transfers into their bank accounts and purchasing LPG refills during and after the lockdown.

Beyond the barriers of affordability: An analysis of India’s cooking fuel support program under the COVID-19 assistance package

As part of the relief measures announced by the Indian government to combat the COVID-19 crisis, 80 million poor women received cash transfers to purchase liquefied petroleum gas (LPG). This paper analyzes the program’s performance and the experience of beneficiaries while purchasing LPG refills from the money disbursed during and after the lockdown.

GOOTCHA—A framework to build gender-sensitive ID systems

The World Bank estimates that around a billion people across the globe lack a “legal identity.” The gender gap in terms of people’s access to official IDs is considerable in low-income countries, where one in two women lack any form of official ID. This limits financial, social, and political participation for women.

Working paper: A framework for building gender-sensitive identity systems

One in two women in low-income countries lack official identification documents, which limits their financial, social, and political participation. This report explores the design and lifecycle of ID systems from gender and behavioral lenses and proposes a framework to make them more gender-sensitive.

KYC practices in Indonesia and opportunity for implementing e-KYC for accelerating financial inclusion

The policy brief proposes recommendations to accelerate the implementation of e-KYC in Indonesia based on our previous report.

Existing KYC practices in Indonesia and opportunities for implementing e-KYC to accelerate financial inclusion

The study provides an analysis of the challenges in customer verification by banks and FinTechs. It also outlines policy recommendations to promote a public infrastructure for e-KYC.

Addressing the weak link in COVID-19 relief: how improving strategic communications can boost the impact of social protection programs

Nations worldwide have responded to COVID-19 through 1,100 social protection programs to help 1.8 billion-plus people. Yet recipients are largely in the dark about the programs and do not know how to access funds. This blog examines the importance of better communication around social protection programs, particularly for the vulnerable population.

Paper: Optimizing awareness, communication, and outreach for government payments in times of crisis

This paper outlines the essential components of communication and outreach programs for both the supply and demand side. It quotes examples from PMKGY, the relief package launched by the Government of India amid the COVID-19 outbreak, to highlight the challenges around communication that recipients and frontline workers faced.