Quick Response Code Indonesian Standard (QRIS) is the first experience using a digital financial service (DFS) for many micro-merchants in Indonesia. The blog explores what other DFS and nonfinancial services would benefit these merchants just beginning their digitization journey.

This report summarizes the findings from the study conducted to understand the implementation status of the Quick Response Indonesia Standard. The study highlights key aspects that encourage QRIS use by small and medium enterprises and recommendations for increasing its adoption in the country.

Otoritas Jasa Keuangan (OJK), Indonesia’s financial services authority, wants to explore novel approaches to supervise digital financial services. This blog details two SupTech solutions that OJK is prototyping to enhance consumer protection in Indonesia.

The World Bank estimates that around a billion people across the globe lack a “legal identity.” The gender gap in terms of people’s access to official IDs is considerable in low-income countries, where one in two women lack any form of official ID. This limits financial, social, and political participation for women.

One in two women in low-income countries lack official identification documents, which limits their financial, social, and political participation. This report explores the design and lifecycle of ID systems from gender and behavioral lenses and proposes a framework to make them more gender-sensitive.

This blog reflects on the challenges of having a single biometric technology for authentication and suggests alternate contactless technologies that the government can deploy during a pandemic.

The policy brief proposes recommendations to accelerate the implementation of e-KYC in Indonesia based on our previous report.

The study provides an analysis of the challenges in customer verification by banks and FinTechs. It also outlines policy recommendations to promote a public infrastructure for e-KYC.