Louie Cepe

Senior Manager

Louie Lanzador Cepe is a Senior Manager in MSC’s Indonesia Country Development Programme. He is a financial inclusion consultant with eight years’ experience gained through projects with banks, microfinance institutions, cooperatives, and digital finance service providers in India, Myanmar, Cambodia, Lao PDR, Indonesia, and the Philippines.

Louie has implemented projects involving strategic business planning, market research, product development, financial capability development, business process re-engineering, product costing and activity-based costing, value chain/ agri-finance, MSME finance, digital financial services, agent network management, risk and treasury management, and social performance management.

Posts by Louie Cepe

Assessment of the implementation and usage of QRIS among small and micro-merchants in Indonesia

This report summarizes the findings from the study conducted to understand the implementation status of the Quick Response Indonesia Standard. The study highlights key aspects that encourage QRIS use by small and medium enterprises and recommendations for increasing its adoption in the country.

Strengthening the digital ecosystem: Expanding the adoption of Quick Response Code Indonesian Standard (QRIS) among MSMEs in Indonesia

In 2019, Bank Indonesia launched the Quick Response Indonesian Standard (QRIS) solution as part of its payment system vision for 2025 to encourage Indonesia’s 65 million MSMEs to adopt cashless payments. This blog explores challenges in the implementation of QRIS and offers recommendations to improve its uptake in Indonesia.

Impact of COVID-19 on CICO agents in Indonesia

This study assesses the impact of COVID-19 on the demand for financial services through agents and agent operations. It seeks to understand the ability of cash-in cash-out (CICO) agents to support government assistance programs. The study further provides recommendations to support policy development and aid the recovery of CICO agents in Indonesia.

Philippines: Impact of COVID-19 on Micro, Small, and Medium Enterprises (MSMEs)

The extended community quarantine imposed by the government to contain the spread of COVID-19 has adversely affected MSMEs in the Philippines. This report outlines the impact of the pandemic on MSMEs and provides recommendations for policymakers to support their recovery.

How do MFI Clients Spend Remittance Money in the Philippines

In this video, Louie Cepe, Manager at MicroSave, talks about behavioural issues that drive utilisation of remittance income by recipients. He elaborates on how providers can nudge their clients to judiciously use the remittance money.

Increasing Staff Productivity in Agriculture Microfinance

This Note highlights the efforts of TSPI in the Philippines to develop productivity incentives to support the growth of their TSPI Palayan (Rice) Programme (TPP).