Shobhit Mishra

Senior Analyst

Shobhit is a Manager in the BFSI (banking, financial service, insurance) domain of MSC India.

He is a finance professional with over 5 years of experience gained through projects with commercial and central banks, non-banking financial companies (NBFCs), non-life insurance companies, key private equity, and venture capital investors, microfinance institutions in- India, Bangladesh, Fiji, and Tanzania. His areas of expertise include project management, due diligence, accounts & financial planning, microfinance, MSME finance, and analysis & development of financial products related to business banking. Before joining MSC, Shobhit was a senior analyst at CRISIL Limited where he undertook various roles, as a part of CRISIL’s BFSI team. Prior to CRISIL and MSC, he had also worked with Yes Bank Limited (India) in their MSME vertical of the business banking department in Mumbai. He is an engineering graduate and holds a post-graduation diploma with a specialization in Financial Services from the K.J. Somaiya Institute of Management Studies & Research in Mumbai.

Posts by Shobhit Mishra

Role of technology in scaling up the BC Sakhi network in Uttar Pradesh: A lesson for other states

The case study charts how Uttar Pradesh State Rural Livelihoods Mission (UPSRLM) used technology to strengthen the BC Sakhi network in the state. It used technology to select, train, and operationalize BC Sakhis rapidly at the Gram Panchayat level to improve the status of financial inclusion among rural adults.

The digital journey of Shakti Foundation for Disadvantaged Women (SME loans): A lesson for progressive MFIs in Bangladesh

The case study charts how Shakti Foundation for Disadvantaged Women utilized technology to grow its SME portfolio and enhance cost and time efficiency. Through the use of technology, it offered customer-friendly services and helped staff members manage their loan portfolios better while managing associated risks.

Digital initiatives by Shakti Foundation for Disadvantaged Women

The case study charts the journey of women clients of Shakti Foundation for Disadvantaged Women toward the adoption of voluntary savings products that ride on digital channels.

Philippines: Impact of COVID-19 on Micro, Small, and Medium Enterprises (MSMEs)

The extended community quarantine imposed by the government to contain the spread of COVID-19 has adversely affected MSMEs in the Philippines. This report outlines the impact of the pandemic on MSMEs and provides recommendations for policymakers to support their recovery.

India: Impact of COVID-19 on Business Correspondents

This report highlights the impact of COVID-19 on business correspondent (BC) agents in India and the issues they faced while delivering financial services in the wake of the pandemic. It also offers policy recommendations to help BCs offer uninterrupted services.

Impact of COVID-19 pandemic on Micro, Small, and Medium enterprises (MSMEs): India report

MSMEs in India have been adversely affected by the lockdown announced as a measure to contain the spread of COVID-19. This report outlines the impact of the pandemic on MSMEs and offers policy recommendations to support their recovery.

Aspiring youths in self-help-groups: Can they become change agents in their communities?

Several self-help-group (SHG) programs across the country have contributed significantly to empower women in the social, political, and economic spheres. But, young female SHG members demand more from the SHG model. Read our blog for a more nuanced and detailed understanding of the key challenges of young female members, which, if resolved, can further add to the success of the SHG model.

Micro and small enterprises: Will the pandemic put an end to their business?

This blog looks at the impact of the COVID-19 pandemic on micro and small enterprises (MSEs) across low- and middle-income countries, which are particularly vulnerable to shocks. Our research insights will help policymakers and financial institutions support the recovery and rebuilding of the MSME sector in the wake of the disease.