Atulya’s work focuses on strategy development, behavioral research, product, and process design, roll-out, financial capability, training and capacity development support to microfinance institutions and MSME finance institutions in Bangladesh, Cambodia, India, Malawi, Myanmar, and the Philippines. He has also worked to assess the program implementation of important social sector schemes such as the Public Distribution System (PDS), Pradhan Mantri Jan Dhan Yojana (PMJDY), and Direct Benefit Transfer (DBT) of the Government of India.