Ravi Kant

Senior Manager

Ravi Kant is a Senior Manager in MicroSave’s Inclusive Finance and Banking domain. He is a microfinance, SME and banking consultant with approximately 10 years of experience. He has been playing a key role in assisting MFIs and Banks streamline and strengthen their systems and processes, develop business plan and financial projections and roll out of various financial products.

Ravi Kant is a Senior Manager in MSC’s Inclusive Finance and Banking domain. He is a microfinance, SME and banking consultant with over nine years of experience in helping Banks and MFIs to streamline and strengthen their systems and processes, develop business plan and financial projections and roll out of various financial products in India, Bangladesh, Malawi, Cambodia, Sri Lanka, Tanzania, Vietnam, Myanmar, and the Philippines. His expertise includes: market research, due diligence and institutional assessment, strategic business planning, Branch Manager’s training, cost allocation study, individual lending, product development, delinquency management, internal audit and controls, accounting and financial management, pilot testing, process mapping and risk analysis, loan portfolio assessment and financial

Posts by Ravi Kant

“Train me like this”: Lessons from the pilot on IIBF BC/BF certification

Between 2012 and 2021, out of approximately 300,000 agents, who appeared for the IIBF BC/BF exam, only 62% passed the exam. This blog details out the challenges faced by BC agents in passing the IIBF BC/BF exam. It also offers suggestions to policymakers on graded certifications based on the type of services offered by BCs.

The digital journey of Shakti Foundation for Disadvantaged Women (SME loans): A lesson for progressive MFIs in Bangladesh

The case study charts how Shakti Foundation for Disadvantaged Women utilized technology to grow its SME portfolio and enhance cost and time efficiency. Through the use of technology, it offered customer-friendly services and helped staff members manage their loan portfolios better while managing associated risks.

The journey of mobile financial services at BURO Bangladesh: A lesson for the microfinance sector in Bangladesh

The case study encapsulates the digital transformation journey of BURO Bangladesh as it tried to offer mobile financial services to its clients. The road was not easy, but the efforts have finally started to yield results to both the MFI and its customers.

LMI client impressions from Bangladesh and Vietnam

Various socio-economic dimensions drive the financial needs, aspirations, and behaviors of low- and moderate-income (LMI) customers. Customers from Bangladesh and Vietnam, through these snippets, describe their challenges and how the i3 Program helped them overcome these challenges.

Digital transformation for financial institutions- Opportunity and impact

Digital transformation offers financial institutions better efficiency, more customers, and greater profits. It can also provide an edge to the post-COVID recovery of organizations. Here’s how Equity bank transformed itself and increased profitability in the face of various adversities.

The digital journey of Shakti Foundation for Disadvantaged Women: a lesson for progressive MFIs in Bangladesh

The case study charts how Shakti Foundation for Disadvantaged Women utilized technology to address the challenge of offering a customer-centric savings product for low-income segments while managing associated risks.

Digital initiatives by Shakti Foundation for Disadvantaged Women

The case study charts the journey of women clients of Shakti Foundation for Disadvantaged Women toward the adoption of voluntary savings products that ride on digital channels.

SHG awareness and SRLM employee training comic on coronavirus

MSC’s comic booklets on COVID-19 are illustrated narratives that build awareness among State Rural Livelihoods Mission (SRLM) staff members and SHG members during the pandemic. These comics feature rich visual stories to generate awareness, influence precautionary behavior, and drive the safety of SRLM staff members and SHG members.