Ravi Kant

Senior Manager

Ravi is a Senior Manager in MSC’s Inclusive Finance and Banking domain. He is a microfinance, SME and banking consultant with over nine years of experience in helping Banks and MFIs to streamline and strengthen their systems and processes, develop business plan and financial projections and roll out of various financial products in India, Bangladesh, Malawi, Cambodia, Sri Lanka, Tanzania, Vietnam, Myanmar, and the Philippines.

Ravi is a Senior Manager in MSC’s Inclusive Finance and Banking domain. He is a microfinance, SME and banking consultant with over nine years of experience in helping Banks and MFIs to streamline and strengthen their systems and processes, develop business plan and financial projections and roll out of various financial products in India, Bangladesh, Malawi, Cambodia, Sri Lanka, Tanzania, Vietnam, Myanmar, and the Philippines. His expertise includes: market research, due diligence and institutional assessment, strategic business planning, Branch Manager’s training, cost allocation study, individual lending, product development, delinquency management, internal audit and controls, accounting and financial management, pilot testing, process mapping and risk analysis, loan portfolio assessment and financial

Posts by Ravi Kant

Digital transformation of MFIs in Bangladesh

UNCDF SHIFT commissioned MSC to conduct a study on the status of digitization in the microfinance sector in Bangladesh. Along with the interventions that MFIs will undertake, the sector also needs policy-level changes that enable the digitization of microfinance institutions. This policy brief presents the challenges that the microfinance sector in Bangladesh faces and interventions that would create an enabling environment for digital transformation.

Digital transformation of MFIs in Bangladesh opportunities, challenges and way forward

With the entry of FinTech firms in Bangladesh and the government’s aim to build an inclusive digital financial ecosystem, it is now imperative for the microfinance sector in Bangladesh to move towards digital transformation. UNCDF SHIFT commissioned MSC to conduct a study on the status of digitization in the microfinance sector in Bangladesh. This report examines the status of digitization in the microfinance sector in Bangladesh, technology options, and the next steps towards digital transformation.

Using Score-based Audit for Improving Organisational Effectiveness

This Note highlights the advantages of using the Score-based Audit tool, the types of audit tools to be used, designing a methodology and the procedure to use it.

Financing WASH: Key Considerations for MFIs

This Note explores some key strategic issues that determine the potential for a WASH finance portfolio including ecological factors, public good nature, infrastructure, capital and collaborations with WASH product/service.

The Collection Methodologies in Group Lending

This Note compares the three most commonly practiced instalment collection methods in group lending and concludes that MFIs will have to devise ways to ensure continuity in their interface with clients.

Characteristics of Mumbai Microfinance Market

This Note analyses the way poor entrepreneurs in Mumbai currently finance their businesses, and the options and opportunities for MFIs in Mumbai.