Moinuddin Mohammed


Moinuddin Mohammed is a Manager in MSC’s Banking, Financial Services and Insurance Domain. He has over 5 years of experience in financial and allied sectors gained through working in digital payments as a Project Manager. He has worked in digital payment products such AePS (Aadhaar enabled payment system), UPI (Unified Payment Interface) and other API based solutions along with providing solution on digital payments he also established MicroATM touch points across Tamil Nadu, India. Few examples of his recent works include: Preparing the Premium/Discount Matrix for Maize in India for IDFC Bank: to establish a maize market which will serve as a benchmark price in the states of Telangana, Karnataka and Maharashtra and develop premium/discount matrix for the other major maize markets in south India. (2016) Before joining MSC, Moinuddin Mohammed was a Senior Manager at the IDFC First bank where he undertook various roles, from setting up of MicroATM network to providing customised digital payment solutions to Government and private sector. He holds a PGDFM with specialisation in Development management from the Indian Institute of Forest Management, Bhopal. He is fluent in English, Hindi and Telugu.

Posts by Moinuddin Mohammed

BRAC Bank experiments with agent banking—a lesson for progressive banks across the globe

This case study on BRAC Bank shares lessons from its journey and its experiments with agent banking. It highlights its unique initiatives in making the agent banking channel a profit-making proposition.

“Train me like this”: Lessons from a pilot with CDOT and JRGB on CICO agent training

As per the RBI guidelines, BC agents need to clear the IIBF BC/BF examination to continue offering BC services. However, CDOT, a BCNM, faced issues while helping its agents clear the IIBF BC examination. This deck details the concept we tested to increase the pass percentage of CDOT agents.

“Train me like this”: Lessons from the pilot on IIBF BC/BF certification

Between 2012 and 2021, out of approximately 300,000 agents, who appeared for the IIBF BC/BF exam, only 62% passed the exam. This blog details out the challenges faced by BC agents in passing the IIBF BC/BF exam. It also offers suggestions to policymakers on graded certifications based on the type of services offered by BCs.

Making bank accounts work for women: Lessons on designing gender-centric financial services

Reports suggest that two out of three women in PNG face domestic abuse. Due to a lack of formal saving facilities for them, women’s hard-earned money often ends up with their husbands, who usually waste it on gambling or drinking. This blog highlights MiBank’s efforts to bridge the gender gap by introducing gender-centric products.