Sheila Carina

Assistant Manager

Sheila Teta Carina is an Assistant Manager in MSC’s Country Program Development Domain. She has over four years of professional working experience in public policy and sustainability. She has worked for international organizations and the Indonesian government on projects targeted at sustainable development. Her area of expertise includes training module design and delivery, project management, policy advisory, and sustainability assessment.

Posts by Sheila Carina

Impact of COVID-19 on CICO agents in Indonesia

This study assesses the impact of COVID-19 on the demand for financial services through agents and agent operations. It seeks to understand the ability of cash-in cash-out (CICO) agents to support government assistance programs. The study further provides recommendations to support policy development and aid the recovery of CICO agents in Indonesia.

Can the often-criticized P2P FinTech platforms in Indonesia solve the lack of diversity in MSME loan programs?

To help the MSME sector recover from the pandemic, the Government of Indonesia (GoI) has budgeted IDR 123 trillion (USD 8.4 billion) as part of the National Economic Recovery Program (Program Pemulihan Ekonomi Nasional). This blog highlights the opportunities and steps needed for FinTech platforms to support the economic recovery efforts of GoI.

Necessity is the mother of disruption: How Indonesia’s Fintech Startups can survive the do-or-die situation of COVID-19

This blog discusses the impact of COVID-19 on FinTechs in Indonesia. It also highlights the coping strategies of start-up FinTechs and provides recommendations for the stakeholders, government, and policymakers to help them survive and catalyze their growth.

Impact of COVID-19 on FinTechs: Indonesia report

Indonesia has been the hotbed for FinTech innovations across the ASEAN region. However, like all other businesses, FinTechs in the country too have been struggling to cope with the Pandemic. In this study, we highlight the impact of the pandemic on FinTechs in Indonesia.