Ira Aprilianti

Assistant Manager

Ira Aprilianti is an Assistant Manager in Country Program Development domain at MSC Indonesia. She is a researcher and public policy enthusiast with almost two years of experience gained through an association with an Indonesian public policy think tank and the Embassy of the Republic of Indonesia for Australia. Her areas of expertise include quantitative and qualitative research, quantitative policy impact evaluation, digital economy, and development economics. She specialises in economic, development and public policy analysis

Posts by Ira Aprilianti

Will QRIS help deliver the promises of digitization to small and micro-merchants in Indonesia?

Quick Response Code Indonesian Standard (QRIS) is the first experience using a digital financial service (DFS) for many micro-merchants in Indonesia. The blog explores what other DFS and nonfinancial services would benefit these merchants just beginning their digitization journey.

Assessment of the implementation and usage of QRIS among small and micro-merchants in Indonesia

This report summarizes the findings from the study conducted to understand the implementation status of the Quick Response Indonesia Standard. The study highlights key aspects that encourage QRIS use by small and medium enterprises and recommendations for increasing its adoption in the country.

Strengthening the digital ecosystem: Expanding the adoption of Quick Response Code Indonesian Standard (QRIS) among MSMEs in Indonesia

In 2019, Bank Indonesia launched the Quick Response Indonesian Standard (QRIS) solution as part of its payment system vision for 2025 to encourage Indonesia’s 65 million MSMEs to adopt cashless payments. This blog explores challenges in the implementation of QRIS and offers recommendations to improve its uptake in Indonesia.

Impact of COVID-19 on CICO agents in Indonesia

This study assesses the impact of COVID-19 on the demand for financial services through agents and agent operations. It seeks to understand the ability of cash-in cash-out (CICO) agents to support government assistance programs. The study further provides recommendations to support policy development and aid the recovery of CICO agents in Indonesia.

‘Surviving a pandemic’: Five key insights from the Corner Shop Diaries research in India and Indonesia

This blog offers five key insights drawn from early data of our Corner Shop Diaries research in India and Indonesia.

Can the often-criticized P2P FinTech platforms in Indonesia solve the lack of diversity in MSME loan programs?

To help the MSME sector recover from the pandemic, the Government of Indonesia (GoI) has budgeted IDR 123 trillion (USD 8.4 billion) as part of the National Economic Recovery Program (Program Pemulihan Ekonomi Nasional). This blog highlights the opportunities and steps needed for FinTech platforms to support the economic recovery efforts of GoI.