What we do
MSC (MicroSave Consulting) is a global consulting firm that enables social, financial, and economic inclusion for everyone in the digital age.
300+
Financial inclusion products developed, and counting
11000+
Leading financial inclusion specialists trained globally
370+
Banks, MFIs, and MNOs with whom MSC has worked
875M+
People use digital government-to-people services that MSC helped develop
What’s new
Clients and partners
Our network
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236
Recent Projects
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687
Blogs
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65
Presentations
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864
Publications
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431
Videos
Careers
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UPI drove INR 23.9 tn worth of transactions in March ’25! With 350mn+ users & new features like UPI Circle & BHIM 3.0, it has revolutionized digital payments in India! Learn more:
#UPI #DigitalPayments #Fintech #BHIM3 #FinancialInclusion #MSCMatters
Despite UPI’s success and 550M Jan Dhan accounts, India’s MSMEs face an ₹80 trillion credit gap. Only 14% of 64M MSMEs have access to formal credit.
The biggest barrier? A broken, fragmented lending process. Read more 🔗https://tinyurl.com/yuextdm3
#FinancialInclusion #IndiaStack
A man in 🇻🇳 lost all his pension after he gave away an OTP to a scammer who posed as a bank staff. $43.8B is lost to scams yearly. Now, SEA banks turn to biometrics, such as face, voice & fingerprints, to fight AI-driven fraud.
Read how: https://tinyurl.com/mrfd85s4
#CyberSecurity…
From M-PESA Global to PAPSS & GIMACPAY, Africa’s cross-border payments have transformed. But challenges like high costs & FX shortages persist.
Explore what will change & why it matters: https://tinyurl.com/3psh4kxy
#FintechAfrica #FinancialInclusion #AfCFTA
“Cross-border payments are beyond transactions. They are at the heart of African economies.”
But with fees >7.4%, how can we unlock access for all?
Explore this insightful blog: https://tinyurl.com/3psh4kxy #PAPSS #DigitalAfrica #AfCFTA
Kenya has shaped the future of digital payments. From M-PESA to ISO 20022, the Central Bank of Kenya has built a secure, interoperable, and inclusive payments ecosystem. Discover how shared agent networks, SupTech & FPS can revolutionize digital payments: https://tinyurl.com/mt9rrr67
Like many MSMEs, Rajesh lost a major order due to slow loan approvals. ULI could change this with instant, data-driven credit offers from multiple lenders. Learn how ULI can unlock credit for India’s entrepreneurs: https://tinyurl.com/yuextdm3 #MSME #DigitalLending
UPI has transformed digital payments. Yet, India’s 64M+ MSMEs still face an ₹80T (~USD 963B) credit gap. Enter ULI (Unified Lending Interface)—a plug-and-play platform to unify data, ease loan access, and drive inclusive credit. Explore the vision: https://tinyurl.com/yuextdm3
12M+ merchants in Indonesia now use QRIS—an interoperable digital payment system that is transforming how micro & small businesses transact.
What drives adoption? Why does usage vary? And what’s needed to scale?
Explore the report for answers: https://tinyurl.com/bdhs8tre
#QRIS…
70% of small merchants in Indonesia say QRIS is safe, quick & convenient. But limited awareness of MDR & weak grievance support threaten sustained use.
What can regulators & FSPs do to sustain usage?
Read the full report: https://tinyurl.com/bdhs8tre
#MSME #QRIS #Fintech…
Despite progress in education & politics, Bangladesh’s women still face barriers in financial inclusion. The #SathiNetwork leads the way: it trains women as MFS agents to enhance their economic autonomy. Learn more in our latest report: https://tinyurl.com/yad2uryz
#FinancialLiteracy…
Why do only 33% of Indian women with phones use the internet? Why do just 5% of women use insurance or savings apps?
MSC’s new study with @rbinnovationhub decodes the barriers & solutions to women’s digital financial journeys. Read the full report: https://tinyurl.com/3vzur44h…
Women in India are 40% less likely to own smartphones—but even fewer use them for financial services. Our new report with @rbinnovationhub explores why & how to fix it.
Click to here read: https://tinyurl.com/3vzur44h
#FinancialInclusion #GenderEquity
@MicroSave's Vikram Pratap Sharma & Diganta Nayak presented the IRA Readiness Framework to policymakers, technocrats, & public finance experts in Abuja, Nigeria 🇳🇬. It offers actionable roadmaps for states to enhance digital revenue systems & evolve into an efficient &…
MSC's @anshulpachouri presented the DPI Readiness Framework as part of the @NGFSecretariat's digital public infrastructure (DPI) peer learning event. The discussions emphasized collaboration, innovation, & inclusion as the basis of #DPI, which focus on citizens in service…