Abhikalp is an Assistant Manager in MSC’s MSME Development capability, with expertise in financial inclusion, MSME finance, digital payments, and financial literacy. He has worked across India, Malaysia, and other emerging markets. He has engaged with banks, MFIs, FinTechs, and multilateral organizations, such as the UNCDF, the Gates Foundation, and JPMC. At MSC, he has developed a financial health framework for women-owned microbusinesses, designed agri-finance product strategies for MFIs, conducted research on migrant financial resilience, and created composite credit scoring models. He has also led financial literacy programs for underserved communities and supported the implementation of livelihood and financial inclusion initiatives in India.