Tag: Group lending
JLG Loan Utilisation Check Process Spandana India
In this video series-5 on Joint Liability Group Lending, Kabir Kumar Microfinance Analyst, CGAP introduces Loan Utilisation Check Process of Spandana, India. Through this process, MFIs ensure that the funds are being utilised wisely and in an order to generate additional income. The process also helps in building better relations with clients and helps in […]
Jan 5, 2009
JLG Collection Process Spandana India
In this video series-6 on Joint Liability Group Lending, Kabir Kumar Microfinance Analyst, CGAP talks about how does Spandana, India organises their collection process. A typical collection process begins with the members submitting their loan card and instalment amount to the group leader, who in turn handover the collected cash to the field officer. Following […]
Jan 5, 2009
JLG Disbursement Process Spandana India
Share this 0 0 0 0 In this video series-4 on Joint Liability Group Lending Process, Kabir Kumar Microfinance Analyst, CGAP talks about Disbursement Process of Spandana, India, where the consumers are given full disclosure regarding the loan terms and conditions which is an important part of client education and transparency. He also emphasises on […]
Dec 29, 2008
JLG Loan Origination Process and Group Recognition Test Process Spandana India
In this video series-3, delving deep into Joint Liability Group Lending Process Kabir Kumar Microfinance Analyst, CGAP introduces Loan Origination Process and Group Recognition Test (GRT) Process as applied by Spandana, one of the leading MFIs of India. At this stage the field officer collects ID proof and address proof and then loan application form […]
Dec 22, 2008
JLG Lending Training Spandana India
In this video series-2, Kabir Kumar, Microfinance Analyst, CGAP, introduces Spandana’s training programme. The video shows how Spandana’s training programme not only set ground rules for all parties involved but empower clients with necessary information and financial education. In this episode, after the initial group formation, all members participate in mandatory training, where the field […]
Dec 15, 2008
Bullock-cart Workers’ Development Association & BWDA Finance Limited: Leveraging Partnerships for Growth
The study describes the transformation of BWDA from an SHG promoting NGO to a regulated financial entity, including its change management efforts and growth strategies, and market segmentation.
Oct 5, 2008