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Tag: Joint liability group
Product Development: Reasons why MFIs Fail to Focus on It
In this video MSC expert Anant Jayant Natu talks about the inherent constraints in the operational context of microfinance institutions (MFI) that limit the possibility of a rigorous focus on product development. He also touches upon some factors that can drive the product development process in spite of these constraints. The intangible nature of financial […]
Jul 15, 2013
JLG Center Meeting Process Spandana India
In this video series-8 on Joint Liability Group Lending, MicroSave shows the Centre Meeting Process of Spandana, India. A centre meeting begins with all the members coming to the centre venue where they take a pledge. Further, the field officer takes his pledge and the members pay their installment amount to the group leader who hands it […]
Jan 19, 2009
JLG Delinquency Management Process Spandana India
In this video series-7 on Joint Liability Group Lending Kabir Kumar, Microfinance Analyst, CGAP, introduces Delinquency Management Process of Spandana, India. This video shows how Spandana ensures the repayment problems are caught early and how it has been able to maintain excellent portfolio quality. At this stage of lending cycle, the field officer along with […]
Jan 12, 2009
JLG Loan Utilisation Check Process Spandana India
In this video series-5 on Joint Liability Group Lending, Kabir Kumar Microfinance Analyst, CGAP introduces Loan Utilisation Check Process of Spandana, India. Through this process, MFIs ensure that the funds are being utilised wisely and in an order to generate additional income. The process also helps in building better relations with clients and helps in […]
Jan 5, 2009
JLG Collection Process Spandana India
In this video series-6 on Joint Liability Group Lending, Kabir Kumar Microfinance Analyst, CGAP talks about how does Spandana, India organises their collection process. A typical collection process begins with the members submitting their loan card and instalment amount to the group leader, who in turn handover the collected cash to the field officer. Following […]
Jan 5, 2009
JLG Disbursement Process Spandana India
Share this 0 0 0 0 In this video series-4 on Joint Liability Group Lending Process, Kabir Kumar Microfinance Analyst, CGAP talks about Disbursement Process of Spandana, India, where the consumers are given full disclosure regarding the loan terms and conditions which is an important part of client education and transparency. He also emphasises on […]
Dec 29, 2008