Our recent work in Bihar highlighted climate change’s persistent impact, which led to disruptions from heat waves, droughts, and floods over the past decade. This has led to a significant increase in pest infestations for farmers. Bangladesh also observed similar challlenges where extreme heat and saline land from previous cyclones complicated land preparation. Erratic rainfall delayed and dried seeds, followed by torrential downpours that flooded and washed away crops. Cyclone Amphan further worsened conditions. It wiped out standing crops and introduced saline water, which made the soil less fertile. We worked with CGAP in Bangladesh and DECODIS in Nigeria on a macro scale and found climate change’s adverse effects on livelihood capitals.