This podcast featured Lemuel Mangla, the Head of Policy and Compliance at CIS Kenya, and MSC’s BFS Specialist Kim Kariuki. They discussed the monumental changes in Kenya’s credit scoring system. The government is moving the financial industry from blacklisting to a graduated model that allows even those with poor scores to access credit. More than 4 million Kenyans can now access formal credit with this move, which will likely accelerate post-pandemic recovery and improve liquidity for women-led MSMEs.