Rajnish Kumar is a Senior Manager in MSC’s Digital Financial Services domain focused on Agriculture in India. He has a cumulative experience of over 13 years in agriculture, inclusive insurance, digital financial services, organizational and digital transformation, project and program management, and software development. Rajnish has worked on various projects with insurance companies, bilateral and multilateral agencies, financial inclusion companies, Agri-techs, software development companies, regulators, and government departments in India, Fiji, Kiribati, and Mozambique. His areas of expertise include the agriculture value chain transformation, organizational and digital transformation, insurance, risk management, underwriting, product, and channel development, digital financial services, policy, strategy, business analysis and consulting, project management, and client relationships. Before joining MSC, Rajnish was a Technical Advisor for, the Rural Insurance Services Programme at Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) GmbH. At GIZ, he was involved in developing agricultural insurance products and innovating risk management solutions. Rajnish holds a Postgraduate Diploma in Rural Management from the Institute of Rural Management, Anand (IRMA), India, and a Bachelor of Technology in Computer Science and Engineering from Cochin University of Science and Technology (CUSAT), Cochin, India. He is a lifelong fellow from the Insurance Institute of India (III). Rajnish is fluent in English and Hindi.