Assessment of market systems for MSME digitalization and device financing for youth women-inclusive MSMEs in Uganda

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Assessment of market systems for MSME digitalization and device financing for youth women-inclusive MSMEs in Uganda

by MSC
Aug 18, 2025
1 min

This report explores digitalization and device financing for MSMEs led by youth and women in Uganda. It highlights barriers, opportunities, and actionable recommendations to enhance financial inclusion, economic resilience, and sustainable growth.

The UN Capital Development Fund (UNCDF) commissioned this study by MSC under the 10X Program. In partnership with the Mastercard Foundation, the UNCDF implements the program with Outbox Uganda, Women in Technology Uganda (WITU), and Refactory Academy. The assessment examines digitalization of MSMEs and device financing in Uganda, with a focus on youth and women entrepreneurs, including refugees and persons with disabilities. It highlights key challenges, such as affordability, digital literacy, and access to financing. The study provides actionable recommendations to enhance digital adoption, strengthen access to finance, and support sustainable growth in Uganda’s MSME sector.