Roadmap to strengthen digital transactions in Bangladesh by 2031

• by Md Farista Andalib, Alvina Zafar, Samveet Sahoo and Akhand Tiwari
• Sep 26, 2025
• 1 min
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MSC helped Bangladesh Bank design a roadmap for a cashless economy by 2031. The plan tackles literacy, affordability, trust, and infrastructure gaps through 12 goals to expand access, inclusion, and sustainable digital adoption.

MSC assisted the Bangladesh Bank in charting a roadmap toward building a cashless economy by 2031. Despite widespread account ownership, digital usage remains constrained by literacy, affordability, trust, and infrastructure gaps. The roadmap defines 12 strategic goals, including reducing transaction costs, expanding connectivity, enabling interoperability, strengthening consumer protection, and promoting inclusion. These coordinated actions will accelerate adoption, enhance economic participation, and drive Bangladesh’s transition to a fully digital economy.