“Fintech” – an intersection of financial services and technology – is taking the traditional financial world by storm and Indonesia is no exception.

The note examines why the take-up of m-banking services has often been slower than anticipated, and highlights the importance of financial education programmes.

This note explains about strategies and provides guidance in handling the challenges and issues concerning institutional issues.

This note examines the key factors that affect the willingness of the agents to provide m-banking services.

This note looks at the role of partnerships and alliances in m-banking, drawing some of the existing examples represented at the MicroSave-CGAP M-banking Dialogue held in 2008.

This note discusses key issues faced when choosing which m-banking format to use.

This note focuses on the relative merits of the POS and the mobile phone in a branchless banking environment.