Renee Chao-Beroff is the Managing Director and founder of PAMIGA FINANCE SA – Impact Investment Vehicle, incorporated in Luxembourg. Renée Chao-Beroff holds a Ph.D in Economics and Finance. She has worked in economic development and microfinance for 30 years. She developed the self-managed village saving and loan bank model (Caisse villageoise d’épargne et de credit autogérées, or CVECA’s) which has brought sustainable microfinance to remote rural areas across West and Central Africa. Mrs. Chao-Beroff regularly advises donors, governments, national networks and MFIs and teaches microfinance at the Center for Finance, Economics and Banking Studies in France as well as the Boulder microfinance program.