Contact us
Y S P Thorat
Dr. Y.S.P. Thorat is a former chairman of the National Bank for Agriculture and Rural Development (NABARD) and a former Executive Director of RBI.
Posts by Y S P Thorat
The Credit-Deposit Ratio – Time for a Re-Think?
This note provides a critique of CDR as a yardstick of measuring bank commitments for serving the poor, instead it suggests to develop an alternative measure that calculates credit as per utilisation
Apr 30, 2007
Microfinance – Meeting The Challenges to Realise the Potential
This note discusses about recent trends in the microfinance sector in India, which places a focus on efficiency, sustainability and need based product diversification.
Apr 16, 2007
Cooperatives – The Flawed Gem of Indian Rural Finance
This note discusses the vast networks of cooperatives in delivering financial services in India. The overall financial performance of the cooperatives is weak when compared to commercial banks in India.
Jul 3, 2006