Showing results for "group lending"
In this video series-5 on Joint Liability Group Lending, Kabir Kumar Microfinance Analyst, CGAP introduces Loan Utilisation Check Process of Spandana, India. Through this process, MFIs ensure that the funds are being utilised wisely and in an order to generate additional income. The process also helps in building better relations with clients and helps in […]
In this video series-6 on Joint Liability Group Lending, Kabir Kumar Microfinance Analyst, CGAP talks about how does Spandana, India organises their collection process. A typical collection process begins with the members submitting their loan card and instalment amount to the group leader, who in turn handover the collected cash to the field officer. Following […]
Share this 0 0 0 0 In this video series-4 on Joint Liability Group Lending Process, Kabir Kumar Microfinance Analyst, CGAP talks about Disbursement Process of Spandana, India, where the consumers are given full disclosure regarding the loan terms and conditions which is an important part of client education and transparency. He also emphasises on […]
Erratic rainfall, prolonged droughts, and unseasonal weather patterns exposed smallholder farmers in India to growing climate risks, driving yield losses, rising input costs, and falling incomes. Climate-smart agriculture (CSA) offered a viable pathway to resilience through technologies such as drip irrigation, solar pumps, and biodigesters. However, adoption remained constrained by high upfront costs, limited access […]
This blog examines how Kenya’s financial inclusion gains have not translated into meaningful usage for many women and the risks women face in informal finance. The solution is gender-intelligent banking that can help financial institutions design better products, close usage gaps, and unlock a large, underserved market.
Bangladesh’s DFS success masks a critical gap, where women are users, not just providers. Women comprise less than 3% of MFS agents. Bangladesh needs to redesign agent models, incentives, and regulations to recognize women as frontline economic actors for its DFS to be truly inclusive.