Showing results for "group lending"
In this video series-7 on Joint Liability Group Lending Kabir Kumar, Microfinance Analyst, CGAP, introduces Delinquency Management Process of Spandana, India. This video shows how Spandana ensures the repayment problems are caught early and how it has been able to maintain excellent portfolio quality. At this stage of lending cycle, the field officer along with […]
In this video series-5 on Joint Liability Group Lending, Kabir Kumar Microfinance Analyst, CGAP introduces Loan Utilisation Check Process of Spandana, India. Through this process, MFIs ensure that the funds are being utilised wisely and in an order to generate additional income. The process also helps in building better relations with clients and helps in […]
In this video series-6 on Joint Liability Group Lending, Kabir Kumar Microfinance Analyst, CGAP talks about how does Spandana, India organises their collection process. A typical collection process begins with the members submitting their loan card and instalment amount to the group leader, who in turn handover the collected cash to the field officer. Following […]
Share this 0 0 0 0 In this video series-4 on Joint Liability Group Lending Process, Kabir Kumar Microfinance Analyst, CGAP talks about Disbursement Process of Spandana, India, where the consumers are given full disclosure regarding the loan terms and conditions which is an important part of client education and transparency. He also emphasises on […]
The study is based on qualitative and quantitative research to assess risks involved in saving informally as compared to saving through institutions in semi-formal and the formal sector in Uganda.
Microfinance institutions, once the backbone of financial inclusion, face mounting defaults, inefficiencies, and customer distrust. With portfolios shrinking and losses rising, survival depends on embracing a digital-first transformation. This means reimagining processes, not merely digitizing them enhancing customer experience, cutting costs, and leveraging real-time insights while retaining community roots. Regulators, technology providers, and MFIs must act now to build customer-centric, resilient models before irrelevance overtakes the sector.