This is a report of the evaluation study of Savings and Internal Lending Communities (SILC) in Kenya to assess its achievements, its challenges and from the lessons learned, make recommendations for expansion. It focuses on six thematic areas (human and spiritual, financial, physical, social, political and natural). The review reveals that the programme is meeting its goal of providing financial services to the poor and vulnerable communities of Kilifi, Mombasa and Malindi. The report shows that there are positive effects of the programme on financial asset strengthening, and it has improved the financial asset base of SILC members. It further adds that SILC has enabled its members to build up small savings into useful lump sums with a secure means of savings and contributions into a social fund that offers security in case of immediate emergency needs e.g. school fees and hospital admissions.
SILC is a savings led programme piloted by Catholic Relief Services (CRS) with the broad aim of supporting the poor to diversify their income generating activities.