In this video series-1, Mark Schreiner, Director, Microfinance Risk Management, discusses Credit Scoring System for microfinance industry. Mark says that credit scoring system works best for large lending organisation that have large amount of data, have decent MIS in place and where the management is ready for change. Basing his argument on this parameter, Mark explains how credit scoring can be useful in cutting cost and mitigating credit risk in MFIs. Mark warns that credit scoring system might not be an answer for organisations that are not into lending or downsizing.

Leave Comments

Written by