This note focuses on conventional and regulated sector of the Indian financial market, which has its own set of opportunities and challenges. It describes the operational and financial information of:

Regional Rural Banks (RRBs)
Post Offices

This note attempts to focus on challenges and opportunities that formal financial institutions face while working with the poor. Formal financial service providers like banks, regional rural banks and post offices have tried to achieve financial inclusion. This note tries to substantiate the different concerns of these service providers by pulling up statistics from various sources.

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