MSC has a deep understanding of the mass-market or the needs of low-income segments. We believe that service is the voice for this sector. Our consultants bring about important interventions in the lives of end-clients. Our work with governments across the globe has been transformative. Our work on government-to-people interventions in India has garnered critical acclaim, and we will replicate our success in other geographies, such as Indonesia. Our efforts bring the unserved section of society closer to the financial sector and enable services that the poor cannot afford. Other examples of our impact include the transformation of microfinance in Bangladesh, the support that we lend to smaller organizations that are not yet self-sufficient across geographies, and our work in leveraging DFS for the financial inclusion market.