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Showing results for "group lending"

Publication

Empowering micro, small, and medium enterprises: The influence of microfinance group lending

This article by MSC and Financial Sector Deepening Uganda explores how microfinance group lending boosts the growth of micro, small, and medium enterprises (MSEs).

Publication

The Collection Methodologies in Group Lending

This Note compares the three most commonly practiced instalment collection methods in group lending and concludes that MFIs will have to devise ways to ensure continuity in their interface with clients.

Blog

Opportunity knocks on every phone through the power of digital lending

The startup FLYK provides credit services to the low- and moderate-income (LMI) segment in India through its mobile app. FLYK uses psychometric assessment to understand consumer behavior beyond CIBIL scores. It underwrites loans through alternative data, which allows increased inclusion among its rural borrower segment. Through its “Combined Responsibility Network (CRN),” FLYK works to overcome the limitations of traditional lending models. Learn more about how the startup understood the need and recognized the solution here.

Blog

Connecting India to Bharat through P2P lending

A digital P2P marketplace that connects credit-worthy borrowers with lenders has come as a blessing for small business owners whose loan applications typical banks would otherwise reject. In this blog, we trace RupeeCircle’s journey so far including the impact of COVID-19 pandemic on it

Blog

How Smart are Smartphone Lending Apps in Kenya?

Smartphone-based products in Kenya have been touted for their potential to improve the user experience for digital financial services, particularly among low literacy customers.

Blog

The Mor Committee – Giving credit where credit is due (Part-II) Priority Sector Lending (PSL) and Credit Pricing

This blog speaks on the Mor Committee’s liberalization steps on price regime could be the next transformational step for small businesses and low-income households.