Manoj Kumar Sharma is a Director at MSC. He is a development and inclusive finance expert with over 28 years of experience.
The Ujjwala scheme needs a budget push
The PMUY scheme has delivered on its promise by providing more than 80 million connections since its launch. However, the scheme needs a budgetary push to expand LPG usage amongst the targeted customers. In collaboration with the State Rural Livelihood Mission (SRLM), MSC conducted a pilot with self-help groups (SHGs) in Madhya Pradesh. The pilot suggests that credit facility to avail loans for LPG canisters and higher subsidies to Ujjwala customers will go a long way to enhance LPG usage.
Can we turn the COVID-19 crisis into an opportunity to enable indigenous capabilities?
At MSC, we believe that the COVID-19 pandemic gives us the opportunity and impetus to turn the crisis into an opportunity by developing indigenous capabilities instead of flying in international consultants. After all, local experts may have more to offer than meets the eye.
Fate of MFIs post the COVID-19 lockdown – will they prove resilient again?
Read MSC’s take on the impact of the COVID-19 lockdowns on MFIs. Join our journey as we examine the surprising resilience of Indian MFIs. The blog compares past challenges like demonetization and traces how MFIs bounced back each time. The lockdown enforced to control the spread of coronavirus in 2020 has been the most severe crisis to hit the sector. Hopefully, MFIs will once again emerge resiliently.
Food security: How are agriculture and the corner shops faring amid India’s lockdown?
What is the impact of COVID-19 on agriculture and microenterprises? As transport and flow of cash and goods remain restricted, how will farmers and owners of small shops cope with the crisis? These are some questions we explore in detail as we devise suggestions for policymakers and players in the ecosystem.
Assessing the most ambitious public financial inclusion drive in history
This note highlights the survey conducted by MicroSave, and the Bill & Melinda Gates Foundation to understand customers’ experience with PMJDY.
India’s enabling triangle for financial inclusion
The blog discusses that successful efforts to foster financial inclusion involves three inter-related and mutually-reinforcing components.
Mobile internet access – the next frontier for ‘Tech’
Limited mobile internet connectivity has significant implications for techs that seek to serve the mass market.
The Agent Profitability Conundrum in India – Time for Differentiated Agents?
The blog highlights agent profitability conundrum in India. Is it time for differentiated agents? As half of agents in India are dedicated, with agency business being only source of income.