Director
Manoj Kumar Sharma is a Director at MSC. He is a development and inclusive finance expert with over 28 years of experience.
Fate of MFIs post the COVID-19 lockdown – will they prove resilient again?
Read MSC’s take on the impact of the COVID-19 lockdowns on MFIs. Join our journey as we examine the surprising resilience of Indian MFIs. The blog compares past challenges like demonetization and traces how MFIs bounced back each time. The lockdown enforced to control the spread of coronavirus in 2020 has been the most severe crisis to hit the sector. Hopefully, MFIs will once again emerge resiliently.
May 26, 2020
May 26, 2020
Food security: How are agriculture and the corner shops faring amid India’s lockdown?
What is the impact of COVID-19 on agriculture and microenterprises? As transport and flow of cash and goods remain restricted, how will farmers and owners of small shops cope with the crisis? These are some questions we explore in detail as we devise suggestions for policymakers and players in the ecosystem.
Apr 15, 2020
Apr 15, 2020
Assessing the most ambitious public financial inclusion drive in history
This note highlights the survey conducted by MicroSave, and the Bill & Melinda Gates Foundation to understand customers’ experience with PMJDY.
Oct 28, 2018
Oct 28, 2018
India’s enabling triangle for financial inclusion
The blog discusses that successful efforts to foster financial inclusion involves three inter-related and mutually-reinforcing components.
Sep 26, 2018
Sep 26, 2018
Mobile internet access – the next frontier for ‘Tech’
Limited mobile internet connectivity has significant implications for techs that seek to serve the mass market.
Jul 30, 2018
Jul 30, 2018
The Agent Profitability Conundrum in India – Time for Differentiated Agents?
The blog highlights agent profitability conundrum in India. Is it time for differentiated agents? As half of agents in India are dedicated, with agency business being only source of income.
May 3, 2018
May 3, 2018
MicroSave’s approach to product development
MicroSave has two decades of experience in Human-centred Design and developed over 200 financial products. Through this journey, we believe that understanding both demand side and supply side is critical.
May 30, 2017
May 30, 2017