Md Maniruzzaman

Posts by Md Maniruzzaman

A Critique of GB II’s Means Test for Membership 

This note explains the intricacies of these new guidelines used by Grameen field staff and offers three criticisms of the new methodology.

Grameen II’s Membership

This note looks briefly at the reasons for the growth in Grameen II membership, reviews Grameen’s membership policies, and then offers some observations on the composition of the membership.

GRAMEEN II – At the end of 2003 – A ‘grounded view’ of how Grameen’s new initiative is progressing in the villages

This paper in a nutshell outlines what Grameen II is and how it works. It discusses the similarities between old and new Grameen, in respect of the delivery environment, group responsibilities, branch opening procedures, loan loss provisioning and write-off, staff performance incentives, and computerisation. It comments on branch performance and concludes that Grameen II is […]

Innovative Approaches to Delivering Microfinance Services: The Case of VSSU, West Bengal

This report reviews the work of VSSU, a MFI in West Bengal and attempts to assess the opportunities and constraints of VSSU’s services and to their replication elsewhere