Olga Morawczynski has engaged closely with low income clients to better understand their financial needs, and financial service providers to design and scale impactful solutions. Olga has published her work widely, both through peer reviewed journals and industry focused publications. She has been cited by popular media periodicals, including CNN and the Economist. Olga has a PhD in Science and Technology Studies from the University of Edinburgh, and continues to actively innovate in the industry, engaging providers, regulators and customers to push the needle on financial inclusion.