Showing results for "group lending"
India’s digital boom hides a silent threat: dark patterns. These manipulative designs trick users into hidden fees, data grabs, and unfair choices. Tackling them needs stronger regulation, ethical product design, third-party audits, and empowered users. India can lead globally by building a digital ecosystem that is fast, fair, and trusted.
Cluster-Level Federations (CLFs) are community-based institutions under the National Rural Livelihoods Mission (NRLM) that bring together multiple Self-Help Groups (SHGs) within a geographic area. These federations play a central role in managing and distributing Community Investment Funds (CIF)—a critical source of low-cost capital for SHG members. However, the current fund management processes at CLFs are […]
PT Bina Artha Ventura (BAV) is a non-bank microfinance institution in Indonesia that offers microfinance products to low-income people using the group-lending methodology. MSC was commissioned to provide technical advisory to BAV to expand its outreach and portfolio in microenterprise financing. We supported BAV in product design, pilot planning and implementation, process design, capacity-building, and […]
Bina Artha Ventura (BAV), a rapidly growing microfinance institution in Indonesia, operates using a modified Grameen group-lending model. As part of its growth strategy, BAV was seeking equity investment to expand outreach and institutional capacity. Opportunity International Australia (OIA) intended to assess BAV’s suitability for investment in line with its impact and governance criteria. To […]
Opportunity International Australia (OIA) sought to expand its impact in Indonesia by identifying microfinance institutions (MFIs) aligned with its investment principles. Koperasi Mitra Dhuafa (KOMIDA), a cooperative utilizing a modified Grameen group-lending model, was shortlisted as a potential debt investment partner. To assess KOMIDA’s institutional capacity and alignment, OIA engaged MSC to conduct a detailed […]
Bina Artha, a microfinance institution in Indonesia, sought to scale its operations and extend financial inclusion to underserved communities. As a venture capital firm, Bina Artha employed a modified Grameen group-lending methodology to reach clients typically excluded from formal financial systems. To support its expansion and long-term sustainability, MSC was engaged to provide comprehensive technical […]